Courtesy Waiver
A qualifying death of an eligible member listed on the agreement(s) may allow the account balance to be waived.

Okinus Care Plus
Explore payment-waiver benefits and member discounts on health, wellness, and everyday services. Benefits are subject to the membership agreement and are not insurance.
Program not available in Rhode Island, Utah, Washington, or California. Benefits may vary by state. Review the membership agreement for limitations, restrictions, and exclusions.
Protection benefits
A qualifying death of an eligible member listed on the agreement(s) may allow the account balance to be waived.
For a qualifying unemployment event, lease payments may be waived up to $300 monthly per agreement until you return to work, reach four months of unemployment, or have $1,000 waived, whichever occurs first.
If a qualifying illness or injury prevents you from working, lease payments may be waived up to $1,000 across all lease agreements combined or for four consecutive months, whichever occurs first.
These benefits are NOT INSURANCE or a SUBSTITUTE FOR INSURANCE. Please see the membership agreement for limitations, restrictions, and exclusions.
Health and wellness
Access a medical provider by phone, app, or webcam at no additional cost. Providers may write prescriptions for common medications when medically necessary.
Discounts are available on generic and brand-name prescriptions at participating pharmacies, with mail-order savings on select generic medications.
Participating providers offer savings on frames and lens add-ons.
Get assistance finding providers, scheduling appointments, and negotiating medical costs.
These benefits are NOT insurance. Benefits may vary by state. Check the member guide for participating providers and benefit details.
Find participating providersEveryday discounts
Explore member offers through the guide. Participating businesses and available savings vary.
Get started
The enrollment request forms collect your contact information so an Okinus customer-service representative can contact you to enroll. Submitting a request does not itself complete enrollment.
Before enrolling, review the membership fees, effective date, eligibility, benefit limits, and exclusions with the representative and in your membership agreement.
For membership questions or cancellation, call 800-472-1334 or email information@okinus.com.
This discount medical, health, and drug plan (The Plan) is NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan, or a qualified health plan under the Affordable Care Act. The Plan provides discounts for certain medical services, pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by providers who have agreed to participate in The Plan.
The range of discounts for medical, pharmacy or ancillary services offered under The Plan will vary depending on the type of provider and products or services received. The Plan does not make and is prohibited from making member’s payments to providers for products or services received under The Plan.
The Plan member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services and equipment received under The Plan, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment and supplies from providers in The Plan. The Discount Medical Plan/Discount Plan Organization is Alliance HealthCard of Florida, Inc., 5005 LBJ Freeway, Suite 1500, Dallas, TX 75244.
You may call 1-800-220-9303 for more information or visit okinuscp.mymemberguide.com/locate for a list of providers. The Plan will make available before purchase and upon request, a list of program providers and the providers’ city, state, and specialty, located in the member’s service area.
You have the right to cancel your membership at any time. If you cancel your membership within 30 days from the effective date, you are entitled to a full refund of the membership fees paid. Please notify Okinus by phone at 1-800-472-1334 or by email at information@okinus.com to cancel or obtain any refund due.
Note to Massachusetts consumers: The Plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00.