Real people. Clear options.For consumersFor retail partnersMake a payment
Okinus Lease Purchase — Fast. Flexible. Friendly.

Furniture. Appliances. Electronics.

Your home needs don’t wait for perfect credit.

Explore flexible lease-purchase options for furniture, appliances, and electronics—with clear next steps and real people ready to help.

Apply now How it works

Apply for up to $8,000. Approval amounts vary. Not all applicants are approved.

Have questions? Use the chat button or call 800-472-1334.

A family relaxing together in a furnished living room with an adjoining kitchen
A little more comfort. A place to come together.

Let’s take it one step at a time

From “I need it” to knowing your options.

Start with an application. If approved, shop at a participating retailer, then review your payments and terms before signing.

  1. Tell us a little about yourself.

    Complete the online application to find out whether you qualify and what amount may be available to you.

    Start your application

  2. Find the right place to shop.

    If approved, choose eligible furniture, appliances, or electronics at a participating retailer. Need help finding one? Our team can help.

    Get retailer assistance

  3. Understand your payments and terms.

    Before signing a lease-purchase agreement for your selected items, review the payment schedule, total cost, and options for ownership. Ask our team about anything that is unclear.

    Learn how lease-purchase works

You don’t have to figure it out alone. Ask questions before you apply, or get help along the way.

Talk to our team
A local retailer consulting with two customers in a furniture and appliance showroom

For retail partners

More possibilities for your customers. More opportunity for your business.

Give eligible shoppers another path to the merchandise they need. Explore a lease-purchase partnership designed to help your team serve more customers and support completed purchases.

Explore retail partnership Partner login

Already know where you’re going?

Go directly to what you need.

The Okinus approach

Clear options. Human help. A respectful path forward.

Okinus' goal is to help families access quality merchandise through flexible lease-purchase options, with clear information and responsive support.

01

Options for your home

Explore eligible furniture, appliances, and electronics, and learn what to expect before you apply.

Explore consumer options
02

Reach a real person

Have a question about applying or finding a retailer? Use chat or call our team during business hours.

03

Support beyond the first step

Find account and payment access, customer care, and information about Okinus Care Plus in one place.

Explore Okinus Care Plus
A homeowner speaking with a home-comfort technician beside an outdoor heat-pump unit

Home improvement has a separate home

Meet our sister company, Breeze Lease Purchase.

Looking for help with home-comfort needs such as HVAC systems or water heaters? Continue to Breeze Lease Purchase for its dedicated consumer and contractor experience.

Visit Breeze Lease Purchase

A question is a good place to start

Let’s talk about what you need.

Call 800-472-1334See all contact options