For consumers

Bring home what you need—with a path you can understand.

Okinus offers lease-purchase options for eligible furniture, appliances, and electronics, with people ready to help along the way.

A family relaxing together in a furnished living room with an adjoining kitchen

Furniture · Appliances · Electronics

For the home you’re making.

If approved, you can use your available amount for eligible furniture, appliances, and electronics at participating retail partners.

Illustrative selection of bedroom furniture, a sofa and recliner, kitchen and laundry appliances, a large-screen TV, and a desktop computer

Illustrative examples. Selection and item eligibility vary by retail partner.

Get retailer assistance

Before you begin

A simple application, followed by clear next steps.

The application is handled on Okinus’s verified application portal. You can call our team if you need help.

What to expect

  • Complete the secure online application.
  • Review the result and any available amount.
  • Get retailer assistance by chat or phone.
  • Choose eligible merchandise at a participating retailer.
Start an application

Apply for up to $8,000. Approval amounts vary. Not all applicants are approved.

Find retailer assistance

The old locator has been retired. Our team can help you connect with a participating retailer.

See help options →
A homeowner speaking with a home-comfort technician beside an outdoor heat-pump unit

Looking for home-improvement help?

Meet our sister company, Breeze Lease Purchase.

Home-comfort needs such as HVAC systems and water heaters have a separate home with Breeze Lease Purchase.

Visit Breeze Lease Purchase