An appliance replacement can be urgent, but a few checks can help you make a more informed choice. Start with the appliance you need and the full cost of getting it into your home.

Check what will fit

Measure the space, access route, and clearances. Confirm any electrical, water, ventilation, or installation requirements with the retailer or a qualified professional. Ask whether delivery, installation, accessories, and removal of the old appliance are included or charged separately.

For operating-cost comparisons, use the manufacturer’s information for the specific models you are considering. General energy-saving claims may not describe your current appliance or usage.

Compare the full cost

Review the cash price and any payment option available to you. Include related charges in your comparison rather than focusing only on a periodic payment.

If the replacement can wait, consider whether saving toward the purchase fits your situation. If you need an appliance sooner, review any proposed agreement carefully before taking on a new commitment.

Understand a lease-purchase agreement

If approved for an Okinus lease-purchase option, eligible appliances can be selected at participating retail partners. Selection varies by retailer.

Your agreement explains the payment schedule, total scheduled payments, charges, and conditions for ownership. Ask about available purchase options and how they affect the total amount before deciding.

Find current support

Okinus’s current merchandise categories are furniture, appliances, and electronics. Home-improvement offerings are presented separately through Breeze Lease Purchase.

For the Okinus application process, visit How it works. If you need retailer assistance, contact Okinus or call 800-472-1334. Approval amounts vary; not all applicants are approved.